Search Menu

Flexible Finance from TWC

Explore our Flexible finance available across windows, doors and living spaces – spread the costs with affordable monthly payments.

Leading finance plans

At TWC, we believe every homeowner should be able to enjoy quality home improvements without unnecessary compromise. Whether you’re replacing windows, selecting a new door or adding space with a TWC living area, our flexible finance options through trusted third-party lenders can help make your project more manageable.

TWC Showrooms

TWC Finance Calculator

TWC Home Improvements can arrange convenient finance options (subject to application & affordability). Applications are simple and usually approved straight away. Simply click one of the options below, then slide the button bar to see just how affordable it can be.

  • Pay Monthly 11.9% APR Representative Buy now and choose to pay monthly over 60 or 96 months.
  • Buy Now Pay in 12 Months 19.9% APR Representative Order today and pay nothing for 12 months.
  • Buy Now Pay in 3 Months 10.9% APR Representative Order today and pay nothing for 3 months.
£
60 monthly payments
Deposit
£
Representative APR
11.9%
96 monthly payments
Deposit
£
Representative APR
11.9%
This finance option allows you the convenience and flexibility of spreading the cost of your home improvements over 60 or 96 months*. You must make the minimum repayment each month. However you can also make additional payments and therefore control the length of the loan and the amount of interest you would pay. No security is required on these loans. These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example

Cash Price
£4,000.00
10% Deposit
£400.00
Total Amount of Credit
£3,600.00
Duration of Agreement
60 Months
Rate of Interest
11.9% p.a. fixed
Representative APR
11.9% APR
60 Monthly Payments
£78.80
Total Amount Payable
£5,128.00
£
Deposit
£
Pay within 12 months
£
Want to pay in monthly instalments after 12 months rather than one-off payment? Consider this option.
120 monthly payments
Deposit
£
Representative APR over 10 years
19.9%
Pay 10% deposit when you order, and as long as you pay the outstanding balance in full before 12 months has elapsed plus a £29 exit fee, no interest will be charged. If, after 12 months, this is not convenient, you can pay in 120 monthly installments at 19.9% APR Representative. *Deferred for 12 months from the date of completion – £29 exit fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 12 months has elapsed. No security is required on this loan. These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example

Cash Price
£10,000.00
Deposit
£1,000.00
Total Amount of Credit
£9,000.00
Defer By
12 Months
Duration of Agreement
132 Months*
Rate of Interest
19.9% p.a. fixed
Representative APR
19.9% APR
120 Monthly Payments
£193.50
Total Amount Payable
£24,220.00
Settlement Fee
£29.00
£
Deposit
£
Pay within 3 months + £29 exit fee
£
Want to pay in monthly instalments after 3 months rather than one-off payment? Consider this option.
160 monthly payments
Deposit
£
Representative APR over 13 years
10.9%
Pay 10% deposit when you order, and as long as you pay the outstanding balance in full before 3 months has elapsed plus a £29 exit fee, no interest will be charged. If, after 3 months, this is not convenient, you can pay in 160 monthly installments at 10.9% APR Representative. *Deferred for 3 months from the date of completion – £29 exit fee applies if the loan is repaid in full during the deferral period and NO INTEREST will be paid. If the loan is not settled in full within the deferral period, then interest will have accrued from the start of the agreement on any amount still outstanding at the end of the deferral period. Interest will continue to be charged until the agreement is repaid in full. For legal reasons the Representative Example shows interest IF the outstanding balance is NOT paid before the 3 months has elapsed. No security is required on this loan. These calculators are for illustrative purposes only and do not constitute a credit quotation.

Representative Example

Cash Price
£10,000.00
Deposit
£1,000.00
Total Amount of Credit
£9,000.00
Defer By
3 Months
Duration of Agreement
163 Months*
Rate of Interest
10.9% p.a. fixed
Representative APR
10.9% APR
160 Monthly Payments
£105.97
Total Amount Payable
£17,955.20
Settlement Fee
£29.00
Our flexible finance choices are created to make home upgrades feel simpler and more affordable, with clear terms, practical monthly payments and reliable lending partners to support your plans.

As an authorised credit broker, TWC works with selected third-party lenders to provide competitive finance options that may compare well against banks and other traditional borrowing routes.

Once your finance application has been accepted, you’ll receive the advertised APR displayed on our website, helping keep your agreement clear with no unexpected rate changes.

TWC’s finance options use fixed interest rates, meaning your monthly repayments remain consistent throughout the full term of your finance agreement.

You can make additional payments whenever you choose, helping shorten the loan period and reduce the total amount of interest payable.

Get in touch with TWC online

Simply fill in your details and send us your enquiry. A TWC advisor will get back in touch to discuss your enquiry.

Want to speak with a TWC advisor? Call 01793 781413

Our friendly team will be pleased to help with any questions you may have.

Request Free Quote
Request Brochure
Door Designer